Fire & Special Perils Insurance


Cover Provided

Core cover against Fire, Lightning and Explosion.  Additional perils can be added for Burst or overflowing pipes and water tanks; Aircraft; Storm Tempest and Flood; Impact by any road vehicle or animal, Strikes, Riot and Civil Commotion; Theft (subject to forcible &/or violent entry or exit)

Extent of Cover

Interests: this policy can include:

  • Buildings
  • Machinery and equipment
  • Fixtures and fittings
  • Computers and office machines
  • Stock and other contents

Additional Covers Provided

   ATMC can provide additional covers such as:

  • Architects, surveyors, engineers fees
  • Capital additions 
  • Fire extinguishing expenses 
  • The additional costs of complying with public authorities regulations when rebuilding
  • Removal of debris