Ta'aleem Program

This education program is a focused on providing savings that will help you save money for your kids' college education with insurance protection in case of your absence.

Minimum Age at Entry	18
Maximum Age at Entry	65
Maximum Age at Maturity	70
Minimum Term (Years)	5
Maximum Term (Years)	18

Minimum Premium (Monthly)	SAR 500
Amount of Benefit in the Maturity Date	Equal to the value of the Policyholders’ Investment Account
Beneficiary of the Program	Nominated child by the policyholder
Additional Benefits / Riders	• Death due to accident, • Permanent total disability due to Accident and / or Sickness • Critical Illness • Waiver of Premium due to Permanent Total Disability.
Surrender Charge	100% of fund value during 1st 24 months

Investment Strategies Option	· Growth oriented · Balanced portfolio · Protection oriented

(*) There is ( 3 ) choices of investment strategies:

1. Growth Oriented Strategy (GOS): This is a high risk strategy and will be mainly focused on risky but high yielding funds with possibly significant exposure to equity market

2. Balanced Portfolio Strategy (BPS): This is a medium risk strategy and will be a mixture of defensive and aggressive strategy.

3. Protection Oriented Strategy (POS): This is a low risk strategy and will be a defensive strategy with bulk of the investment in secure low-yielding funds.

• Investment charge applied as a percentage of the balance in the policyholders’ investment account

• The unit prices quoted to the policyholder would always be net of the investment management charge

• Investment strategies are managed by the Alinma Investment Company, through a private agreement for the management of investment funds allocated to it. For additional information about the Alinma Investment Company, please visit their website www.alinmainvest.com